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A Small Business Line of Credit that Makes Big Things Happen

BizLine is a commercial line of credit designed specifically for small business customers with big ideas.

It's an unsecured, revolving credit line that you only need apply for once.

Once your BizLine is approved, you can devote your time to the business at hand, not on the volumes of paperwork
frequently required for other types of business loans.

Applying is easy and approvals are made right here in Idaho, so you enjoy fast credit decisions.

Various Line Amounts

A variety of line amounts are available for up to $50,000 so you don't miss opportunities that help your business
flourish.

Simplified Access Options

BizLine is fast and immediate.

You can access funds in any one of these convenient ways:
- Through our website at myhomefed.com 24 hours a day, 7 days a week.
- Using HomeLine's automated transfer option any time of the day or night.
- By writing a check for the desired amount over your current checking account balance. BizLine will cover the amount in $500 increments up to your available line amount.

Automatic Overdraft Protection

Enjoy freedom from worry and overdraft expense should your checking account inadvertently become overdrawn.

Once approved, your BizLine is set up to automatically cover any overdrafts.

Tax Advantages

Since BizLine is expressly designed for business purposes, any interest paid may be tax deductible, but check with
your tax advisor to be sure.

Hands-Free Payments

Making your monthly payments is easy-you have more important things to do.

Your Home Federal Bank business checking account automatically pays any outstanding BizLine interest charges plus 2%
of any principal balance owed on the last business day of the month. And you enjoy flexibility when making principal payments,
because as long as your account is in good standing, you choose whether to make additional principal contributions
of any amount, at your convenience.

Call us or stop by a branch
today and set up a BizLine account for your business.

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