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Home Federal Bank provides a variety of Business Checking plans to suit your particular needs and help you reach
your business objectives.

| Commercial Analyzed Checking |
If your business regularly has a large transaction volume, either with several items in your deposit,
or currency and coin items, then our Commercial Analyzed Checking account is perfect for you.
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Each month, the cost of servicing the account is compared with the earnings dollars. When the earnings
exceed the cost of servicing the account, there is no maintenance fee assessed. Visa® Check Card,
Line of Credit, Merchant Services, and online Bill Pay are available.
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| Small Business Checking |
If you are a sole proprietor, a small business, or even a corporation with limited transaction volume,
you'll really appreciate our Small Business Checking account.
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With an average monthly balance of $1,500, there's no monthly service charge. If your average account
balance dips below $1,500, your account is charged just $10. You can write up to 30 checks per statement
cycle, and each check beyond 30 is only $0.20. Visa® Check Card, Line of Credit, Merchant Services,
and online Bill Pay are available.
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| Business Elite |
SERVING THE NEEDS OF OUR BUSINESS CLIENTS and recognizing the challenges of effectively managing your
operating cash are goals to which we are committed. This is why we are pleased to offer the Home Federal
Bank Business Elite Account.
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Business Elite uniquely combines a business checking and money market account. Excess cash is automatically
swept into an FDIC-insured interest bearing account. If your end-of-day checking balance falls below your
predetermined target, funds are swept back into your account by Reserve Management Corporation. You can
maximize your revenue and enjoy check writing without having to juggle balances between accounts. YOU
CONCENTRATE ON YOUR BUSINESS AND WE’LL CONCENTRATE ON YOUR CASH MANAGEMENT.
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| Community Checking |
Non-profit organizations, lodges, and other community groups will love the simplicity and convenience
of our Community Checking and they will earn interest!
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With a minimum average monthly balance of just $300, you earn competitive interest and there's no
monthly service charge. If your average account balance dips below $300, your account is charged just
$5. You can write up to 10 checks per statement cycle, and beyond 10, each check is just $0.20.
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Call us or stop by a branch
today to find out how Home Federal Bank can benefit your business.

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