Adjustable Rate Mortgage (ARM) Loans
ARM provides greater buying power and lower monthly payments up front.
- Lower interest rates
- Available with initial period from one to seven years
- Quick decision-making
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Idaho Housing and Finance Association (IHFA) Loans
Assistance to expand affordable housing to more Idahoans.
- Down payment assistance
- Mortgage education & resources
- Special loan products for all buyers
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New Home Construction Loans
Our streamlined package for building and financing your dream home.
- Quick decision-making
- Local service throughout loan
- Experts in Treasure Valley market
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Federal Housing Administration (FHA) Loans
This loan program provides federal assistance so more Americans can become homeowners.
- Requires less down payment
- Easier to qualify
- Quick decisions and local service
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Veterans Administration (VA) Loans
Special loan programs designed to assist our country's veterans and active service members.
- No down payment
- Minimal closing costs
- Local service throughout loan
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USDA Rural Housing Finance Loans
Designed to assist lower income homebuyers in rural areas achieve home ownership.
- No down payment
- Loans up to 102% of home value
- Fixed rate mortgages
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