Ultimate Checking
Ultimate is not a word to be taken lightly. But we've looked around, and this is pretty much the best checking account ever.
You earn a whopping interest of 2.01% APY* plus nationwide ATM fee refunds**—all with no minimum balance.
So, we're talking about a free checking account that pays you. We know it's the other way around at corporate banks. But those banks don't have Ultimate Checking.
- Summary
- 2.01% APY* on balances up to $25,000
- 0.50% APY* on amount of balance over $25,000
- 0.05% APY* on entire balance if qualifications are not met
- Nationwide ATM fee refunds**
- No minimum balance, no monthly service fees
- Free Online Banking and Bill Pay
- Free VISA Check Card
- Unlimited check writing
- Check images available online
- FDIC insured
*APY = Annual Percentage Yield
**We will refund domestic ATM fees up to $3 per item. We will refund a maximum of $20 in domestic ATM fees per statement cycle if qualifications are met.
- Qualifications
Meet these simple qualifications each statement cycle to get the most from your Ultimate Checking account:
- Make a minimum of 12 signature based VISA Check Card transactions.
- Enroll and Receive your statements electronically (eStatements)- Note: Must Cancel Paper Statements
- Set up one direct deposit into or one auto debit from your account
If you don't meet these qualifications one month—no worries. Your account is still free and earns interest at the standard rate of 0.05% APY*. Best of all, you can get back to earning the Ultimate interest and ATM fee refunds the following statement cycle.
- More Info
Annual Percentage Yield (APY) accurate as of 8/17/10. Minimum to open account is $50. Rate tiers are as follows: 2.01% APY applies to balances of $.01 - $25,000 and 0.50% APY applies to portion of balances over $25,000 as long as qualifications are met each statement cycle. 0.05% APY applies to all balances if qualifications are not met. All balances will earn 2.01% APY to 0.50% APY as long as qualifications are met. Rates may change after the account is opened. Fees may reduce earnings.
