VIP Checking
This free checking account earns interest with no minimum balance requirements. All you have to do is set up one direct deposit or one automatic loan payment.

- Summary
- No minimum balance, no monthly maintenance fee
- Earns interest with direct deposit or automatic loan payment
- No per check charges
- Unlimited check writing
- Free VISA Check Card
- Free eBanking and ePay
- Check images available online
- FDIC insured
- Qualifications
No minimum balance, monthly maintenance fee, or per check transaction fee for customers with a recurring direct deposit or with a recurring Home Federal Bank automatic mortgage or consumer loan payment plan.








