

Basic Savings
As your community bank, Home Federal is committed to making the path to financial security easy.
- No monthly service charge
- Interest earned on entire balance
- Access 24/7 by phone and online
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Individual Development Accounts (IDAs)
Deposits are matched by government and private sector sources.
- For low- to moderate-incomes
- Matches $2 for every $1 saved
- For first home, college, or business
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Health Savings Accounts
A tax-deductible HSA provides an excellent way to save for qualified medical expenses.
- Exclusive Home Federal customizable options
- No initial setup fee
- Tax deductible contributions / Tax-free withdrawals
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Idaho Medical Savings Account
Save for medical expenses while reducing your Idaho income tax.
- Available without high deductible health plan
- No initial setup fee
- Tax deductible contributions / Tax-free withdrawals
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