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Personal Loans

Personal Loans
The financing you need for the things you want!

When you find that car, truck, or recreational vehicle that is just right for you, Home Federal Bank can help you get where you want to go.

We keep the choices simple, the application short, and the response time quick.

Once approved, you benefit from local servicing, so if you ever have a question, just ask.

Among loan products available to you are:
  • Car or truck
  • Motor Home
  • Travel Trailer
  • Boat with Motor and Trailer
  • Stock Trailer
  • Motorcycle
  • ATV
  • Snowmobile
  • Personal watercraft
  • Unsecured Loans
> Fill out an online application, or download a PDF version to fill out later.

Check Credit

Don’t let a simple math error, a check cashed "too soon" or a forgotten automatic payment take your account balance below zero. With Check Credit from Home Federal Bank, you’ll have easy access to a line of credit – simply write a check for over and above your checking balance. And you enjoy the peace of mind knowing your interest rate won’t change and payments are automatically deducted from your account.

Automatic Payment Discount

On most consumer loans you may arrange to have your monthly payment automatically deducted from your checking account and enjoy ¼% discount on your consumer loan rate. It's a great way to save on interest, and avoid the hassle of paper-based payments. You can arrange for automatic payment by completing the special form and dropping it by any Home Federal Bank office location.

Home Equity Products

When it's time to fix up the house, reduce credit card debts, or simply get the things you want, Home Federal Bank's Home Equity loans can provide the perfect way to take care of things.

With a Home Equity Loan or Home Equity Line of Credit, the interest you pay may be tax deductible, but check with your tax advisor to be sure.

Home Equity Line of Credit

Our Home Equity Line of Credit is very likely the only loan you'll ever need.

Because once you're approved for a specified line amount, you can access funds up to your available account limit simply by writing a check. Then, any principal payments you make are reapplied to the line, making those funds available for use as needed.

A variable interest rate keeps up with market conditions, so you know it's competitive.

Home Equity Loan

Our Home Equity Loan is a good choice when you want a loan for a specific amount, and appreciate simplified budgeting. These loans deliver a competitive fixed interest rate for a predetermined term.

Budgeting's easy, since you know the exact amount of your monthly payment for the life of the loan.

Personal and Home Equity Loans from Home Federal Bank deliver what you really want from a loan.

E-mail us today or visit a branch near you.


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