




|
 |


GET FREE.

BREAK AWAY FROM SENSELESS FEES AND HASSLE, AND SWITCH TO A HOME FEDERAL BANK CHECKING ACCOUNT TODAY!

SWITCHING IS A SNAP.
Surprise! We’ve simplified yet another step in personal banking — switching to Home Federal Bank’s Checking!
We’ve helped lots of people switch in the past, and we can help you, too.

Everything you’ll need is right here in this kit. We’ve even provided simple letters for you to print and send to your existing bank!
Click here to download. (Adobe Acrobat required)

GETTING UP AND RUNNING WITH YOUR NEW ACCOUNT.
- Open your new checking account at your nearest Home Federal Bank branch.
- Write down your account number and a bank routing number in the space provided in this kit.
- You’re all set! You may begin making deposits to your new account and use your Home Federal Bank checks and Visa® Check card.

MOVIN’ ON OVER. MOVE TRANSACTIONS TO YOUR NEW ACCOUNT.
- Destroy all of your old checks and ATM/debit cards and deposit slips from your previous bank.
- Let your outstanding checks or automatic withdrawals clear. Make sure you leave enough money in your old account to cover them. (Allow a few week’s time)
- Tell your employer to change your direct deposit to Home Federal Bank (simply use the attached form letter and we can help you complete it).
Remember to give them one of your new deposit slips or a voided check.
- Contact anyone other than your employer who makes deposits to your account to find out how to request the change.
This could include payments such as retirement, pension, Social Security or others.
They may require you to use a special form, or you may have the option of using the “change payroll direct deposit” letter attached.
- Cancel your automated payment services, such as bill-paying by phone or PC, by contacting your old bank.
Home Federal Bank also offers a wide variety of similar automatic services and we’d be happy to set any of them up for you.
- Tell anyone who currently makes automatic withdrawals from your account that you have switched to Home Federal Bank (in this kit, we’ve also provided a letter for your convenience).
They’ll need one of your new Home Federal Bank deposit slips or a voided check. These are transactions that go through a banking system called the Automated Clearing House, or ACH.
- Switch any charges automatically billed to your old debit card by contacting the company that receives the payment and telling them to charge your new Home Federal Bank Visa® Check Card instead. They’ll need your card number and expiration date.

SEE YA. NOW, YOU’RE READY TO CLOSE YOUR OLD ACCOUNT.
Ask your old bank to close your account and to please send you a check for the balance. Make certain that all outstanding transactions on your old account have cleared (we’ve also provided a letter to help you with this).

YOU’RE HOME FREE!
Congratulations on switching to Home Federal Bank! We’re glad to have you as part of our growing family. Feel free to stop by your nearest branch anytime — we enjoy seeing our customers in person.

Save time, download these convenient letters to help switch.

|