Home : Rates Learn More Rates » Service Charges Related Links » Special Offers/New Products » Find a Home Federal Bank location near you Rate Information Rates effective from July 22, 2008 through July 28, 2008 All-In-One Checking1   Interest Rate APY 2.08% 2.10% $50 minimum opening balance required Small Business Money Market Savings1 Balances of: Interest Rate APY $0 to $9,999 0.75% 0.75% $10,000 to $24,999 0.75% 0.75% $25,000 to $49,999 1.74% 1.75% $50,000 to $99,999 1.74% 1.75% $100,000 and above 1.98% 2.00% $2,500 minimum opening balance required Employee Advantange Checking1   Interest Rate APY 1.00% 1.00% Escalator CD2 Term Minimum Balance $5,0003   Interest Rate APY 0 to < 6 Months 2.48% 2.50% 6 to < 12 Months 2.72% 2.75% 12 to < 18 Months 3.02% 3.05% 18 to < 24 Months 3.36% 3.40% 24 to < 30 Months 3.80% 3.85% 30 to < 36 Months 4.33% 4.40% 36 to < 42 Months 4.81% 4.90% 42 to < 48 Months 5.29% 5.40% Blended Rate 3.94% 4.00% Certificates of Deposit2 Term Minimum Balance $5004   Interest Rate APY 90 Day 2.72% 2.75% 6 to < 11 months3 2.97% 3.00% 12 to < 23 Months 3.21% 3.25% 24 to < 35 Months 3.60% 3.65% 36 to < 47 Months 3.84% 3.90% 48 to < 59 Months 3.94% 4.00% 60 to < 120 Months 4.28% 4.35% APY = Annual Percentage Yield Premium Money Market Savings1 Balances of: Interest Rate APY Less than $25,000 0.75% 0.75% $25,000 to $49,999 1.74% 1.75% $50,000 to $99,999 1.74% 1.75% $100,000 and above 1.98% 2.00% $25,000 minimum opening balance required Wall Street Select Checking1 Balances of: Interest Rate APY Less than $10,000 0.50% 0.50% $10,000 to $24,999 0.75% 0.75% $25,000 to $49,999 1.00% 1.00% $50,000 to $99,999 1.00% 1.00% $100,000 and above 1.49% 1.50% $10,000 minimum opening balance required Wall Street Checking1 Balances of: Interest Rate APY Less than $2,500 0.10% 0.10% $2,500 and above 0.35% 0.35% $50 minimum opening balance required Health Savings "Select"1 Balances of: Interest Rate APY $500 to $999 0.20% 0.20% $1,000 to $2,499 0.50% 0.50% $2,500 to $4,999 0.50% 0.50% $5,000 to $9,999 1.49% 1.50% $10,000 to $14,999 1.49% 1.50% $15,000 to $24,999 1.98% 2.00% $25,000 and above 1.98% 2.00% $90 minimum opening balance required Health Savings "Basic"1 Balances of: Interest Rate APY $500 - $999 0.20% 0.20% $1000 - $2499 1.49% 1.50% $2500 and above 1.49% 1.50% $90 minimum opening balance required Health Savings (HSA)1   Interest Rate APY 0.20% 0.20% $25 minimum opening balance required HSA Certificate of Deposit2 Term Minimum Balance $1000   Interest Rate APY 12 to < 23 Months 2.58% 2.60% Santa Saves Savings1   Interest Rate APY 1.24% 1.25% $10 minimum opening balance required Statement Savings 1   Interest Rate APY 0.20% 0.20% $50 minimum opening balance required Interest Checking1   Interest Rate APY 0.05% 0.05% $50 minimum opening balance required 1 Fees could reduce the earnings on the account and the rate may change after the account is opened. 2 A penalty will be imposed for early withdrawal. 3 IRA Account Option - minimum balance of $100, $25 minimum additions. 4 Customers outside the 4 county service area of Home Federal Bank. Minimum balance of $10,000 to open and maintain account. Equal Housing Lender    Member FDIC.    ©2005 All rights reserved. 1-800-888-7283   /   208-466-4634    Privacy    Security