Phishing Scam

A scam is currently circulating involving a phone caller that claims your ATM card has been blocked and asking you to press 1 to restore service. These calls are a scam and neither HomeFed or Bank of the Cascades would contact you in this manner. If you've given out your card information, please contact us at 1-800-888-7283.

Home Federal Bank

Business Maximizer

Sweep excess funds to your high-yield deposit account

This advanced HomeFed account combines a commercial checking account with a high-yield deposit account to maximize earnings for your business.

By attaching this account to your commercial checking account, you enjoy the best of both worlds: do your banking with your checking account and sweep excess funds to your high-yield deposit account. More simply put: You concentrate on your business and we'll concentrate on keeping your money working as hard as you do.

  • Cash remaining in your commercial checking account at end-of-day is automatically swept into Business Maximizer, a high-yield, interest-bearing deposit account.
  • If your end-of-day balance in your commercial checking account is below your preset target, funds are swept back into your checking account from your Business Maximizer account.
  • Maximizes interest earnings.
  • Prevents insufficient funds scenarios.
Minimum Balance to Obtain APY Compound Method APY
$0-$1,000,000 Monthly 0.30%
Over $1,000,000 Monthly 0.15%
View Disclosure

Effective date: 4/17/2014

Annual Percentage Yield (APY) is accurate as of effective date shown above and is subject to change without notice. Minimum opening deposit is $100. APY is variable and may change after account opening. Fees may reduce earnings.

One of the following HomeFed commercial checking accounts is required: Business Interest Checking, Premium Business Checking or Analyzed Business Checking. Monthly service fee applies. Contact your local branch to see the Commercial Account Fee Schedule for current fees and details.