Business Loans & Lines of Credit
Secure funding with competitive rates to help grow your business.
Times change...and so do your business's cash and growth needs. When it comes to investing in your business, you deserve borrowing options that are flexible enough to meet those needs. Each of our business loans and lines of credit features competitive rates and flexible terms designed to meet the unique financing needs of your business.
We also understand how valuable your time is, so we are committed to providing quick, responsive turnaround on loans and lines up to $150,000.
Business FlexLoan: This option provides longer-term financing for loans up to $150,000. With predictable payments and low, fixed rates, the Business FlexLoan is easy to fit into your budget.
Business FlexLine: This solution provides your business with access to cash, whenever you need it, in a revolving line of credit for amounts up to $150,000. Ideal for operating expenses, funding payroll or as overdraft protection.
Business FlexEquity Line: Put the equity in your home to work for your business. Use this home equity line of credit for operating expenses, improving cash flow or as overdraft protection. Plus, interest may be tax-deductible (consult your tax advisor).
Business FlexProtect: This overdraft protection solution is linked to your commercial checking account and may help you avoid overdraft fees associated with accidental overdrafts.
Additional Financing Options You May Wish to Consider
- For loans or lines of credit in excess of $150,000, ask about our Commercial Banking solutions such as commercial term loans/lines of credit or commercial real estate loans.
- Small Business Administration (SBA) Loans—HomeFed is a SBA Preferred Lender.
Call or stop by today! Our Business Banking Team will help you determine which loan or line of credit is right for your business.
All loans are subject to credit approval.