Phishing Scam

A scam is currently circulating involving a phone caller that claims your ATM card has been blocked and asking you to press 1 to restore service. These calls are a scam and neither HomeFed or Bank of the Cascades would contact you in this manner. If you've given out your card information, please contact us at 1-800-888-7283.

Home Federal Bank

Business Vehicle and Equipment Loan

If acquiring or upgrading equipment or vehicles is a necessary component of your business strategy, then HomeFed's Commercial Banking Team is ready to help. Whether it's new or used equipment you need, or large commercial vehicles, our competitive fixed rate solutions help make your decision easy.

Home Federal Bank's Business Equipment or Vehicle Loan is designed for business owners who need credit for:

  • Purchasing new or used equipment
  • Buying large commercial vehicles or cars and trucks for your fleet
  • Fixed interest rate results in stable payment structure
  • Equipment or vehicle serves as collateral
  • No prepayment penalty
  • Easy application process and quick decisions
  • Local service throughout life of banking relationship

We'll consult with you to build a financing solution that meets the unique needs of your business. Some of the requirements that are part of a Business Equipment or Vehicle Loan may be:

  • Business established two or more years
  • Business owner as guarantor (additional guarantors may be required)
  • Dealer invoice validation of purchase price
  • Financial documentation including the three most recent years' business and personal tax returns
  • Additional financial documentation may be requested
  • Proper insurance may be required