Home Federal Bank

Commercial Real Estate Loan

Home Federal Bank has the experience to make your commercial real estate project a success, with financing options offering up to 25 years amortization. Whether you're buying, building or remodeling, we'll help get your project off to a great start—and finish—at HomeFed.

Financing for a Variety of Commercial Properties

  • Owner-occupied
  • Multi-family
  • Investment and mixed use

Uses for your Commercial Real Estate Loan

  • Buying or building a commercial property
  • Expanding or remodeling your commercial property
  • Refinancing an existing commercial real estate loan

Local, Personalized Service Makes a Difference! 

  • HomeFed is well capitalized and looking for quality lending opportunities.
  • A local, dedicated Relationship Manager ensures your loan gets the time and attention it deserves.
  • Receive personalized service throughout the life of the banking relationship.
  • Your commercial real estate serves as collateral.
  • Competitive rates and terms.

We'll consult with you to build a financing solution that meets the unique needs of your business. Some of the requirements that may be part of a commercial real estate loan include:

  • Business established two or more years
  • Business owner as guarantor (additional guarantors may be required)
  • Outside appraisal of property may be required
  • Copy of most recent tax assessment on subject property
  • Financial documentation including the three most recent years' business and personal tax returns
  • Additional financial documentation may be requested
  • Property insurance, flood hazard insurance or other conditions may be required