Phishing Scam

A scam is currently circulating involving a phone caller that claims your ATM card has been blocked and asking you to press 1 to restore service. These calls are a scam and neither HomeFed or Bank of the Cascades would contact you in this manner. If you've given out your card information, please contact us at 1-800-888-7283.

Home Federal Bank

Business FlexLoan

Funding to meet the needs of your growing business

HomeFed’s Business FlexLoan is a fixed-rate term loan that provides predictable monthly payments that make budgeting easier. The Business FlexLoan can be used for a variety of business purposes: purchasing equipment, vehicles or fixed assets; expanding operations; freeing up working capital and more.

By utilizing a Business FlexLoan, you can preserve your own funds and build up your business’s credit history while keeping lines of credit and cash available for short-term needs.

Use this loan for a variety of business needs including:

  • Expand your operations
  • Take advantage of a new business opportunity
  • Working capital 
  • Machinery and equipment 
  • Furniture and fixtures 
  • Leasehold improvements 
  • Debt refinancing (under special conditions)

All loans are subject to credit approval.

  • Available for amounts of $10,000–$150,000
  • No annual fee and no prepayment penalty
  • Streamlined application and approval process
  • Predictable, fixed monthly payments help make budgeting easier
  • Automatic payment option saves you time and eliminates the need for writing and mailing check payments