Phishing Scam

A scam is currently circulating involving a phone caller that claims your ATM card has been blocked and asking you to press 1 to restore service. These calls are a scam and neither HomeFed or Bank of the Cascades would contact you in this manner. If you've given out your card information, please contact us at 1-800-888-7283.

Home Federal Bank

Business FlexProtect

Overdraft protection for your business.

Business FlexProtect is overdraft protection linked to your commercial checking account. FlexProtect acts as a backup source of funding, protecting your business from return item or collection fees in the event payments clear your account and you do not have sufficient funds to cover the transaction.

In the event of an overdraft, funds from your FlexProtect account are automatically transferred to your checking account in the amount you have available, up to the exact amount needed to cover the overdraft.

At the end of the monthly billing cycle, the minimum payment for any outstanding balance is automatically deducted from your checking account. You may pay the balance of the account at any time.

  • Helps protect against accidental overdrafts 
  • May help you avoid expensive overdraft fees

FlexProtect requires a Home Federal Bank commercial checking account and is subject to credit approval. $3 transfer fee applies for automatic transfers to cover overdrafts. $49 annual fee is waived during the first year; thereafter, it is assessed during the statement period after the anniversary date each year. Early Closure Fee of $49 if closed in first year.