Phishing Scam

A scam is currently circulating involving a phone caller that claims your ATM card has been blocked and asking you to press 1 to restore service. These calls are a scam and neither HomeFed or Bank of the Cascades would contact you in this manner. If you've given out your card information, please contact us at 1-800-888-7283.

Home Federal Bank

Basic Savings

Get on the path to meeting your savings goals!

Savings accounts are one of the most popular and simple ways to achieve your financial goals and manage your short-term and long-term cash. Whether you are saving for retirement, planning for college or simply building an emergency fund, savings accounts are a safe, convenient place for your money to grow. They are also a great way to teach children to save.

Service Fee
$5 per month (waived for clients under age 23)
Minimum To Open
$50 ($10 for clients under age 23)
Minimum Balance
$300 minimum daily balance to avoid monthly service fee (service fee waived for clients under age 23)
Earns Interest
Yes (see "Rates" tab for details)
Minimum Balance to Obtain APY Compound Method APY
All balances earn interest Quarterly 0.03%
View Disclosure

Effective date: 4/17/2014

Annual Percentage Yield (APY) is accurate as of effective date shown above and is subject to change without notice. Minimum opening deposit is $50 ($10 for clients under age 23). APY is variable and may change after account opening. Fees may reduce earnings. Transaction limitations apply.

  • Unlimited in-person withdrawals at a branch or ATM
  • Make up to six withdrawals and/or transfers to a third party via electronic means or check per month
  • Anywhere/anytime access with eBanking and HomeLine Phone banking
  • No monthly service fee when minimum daily balance is maintained
  • No monthly service fee and no minimum daily balance requirement for clients under age 23
  • Set up "Pay yourself first" automatic transfers from checking directly into savings to help build your nest egg even faster! 

Minimum to open account is $50 ($10 for clients under age 23).

Limit of six withdrawals and/or preauthorized transfers to a third party via electronic means or check per month. Excess activity fee applies for each transaction above the limit. See Personal Account Fee Schedule for details.