Phishing Scam

A scam is currently circulating involving a phone caller that claims your ATM card has been blocked and asking you to press 1 to restore service. These calls are a scam and neither HomeFed or Bank of the Cascades would contact you in this manner. If you've given out your card information, please contact us at 1-800-888-7283.

Home Federal Bank

Premium Money Market

Premium Money Market offers a number of advantages over a basic savings account. Enjoy the convenience of check access and unlimited, in-person withdrawals, as well as higher rates for higher balances!


Service Fee
$15 per month
Minimum Balance
$5,000 minimum daily balance to avoid monthly service fee
Earns Interest
Yes (see "Rates" tab for details)
Minimum To Open
Minimum Balance to Obtain APY Compound Method APY
$0-$24,999 Monthly 0.03%
$25,000-$49,999 Monthly 0.03%
$50,000-$99,999 Monthly 0.08%
$100,000+ Monthly 0.10%
View Disclosure

Effective date: 4/23/2014

Annual Percentage Yield (APY) is accurate as of effective date shown above and is subject to change without notice. Minimum opening deposit is $1,000. APY is variable and may change after account opening. Fees may reduce earnings. Transaction limitations apply.

  • Just $1,000 to open the account
  • No monthly service fee when minimum daily balance is maintained
  • Tiered interest rates means higher rates for higher balances
  • Unlimited in-person withdrawals at a branch or ATM
  • Make up to six withdrawals and/or transfers to a third party via electronic means or check per statement cycle
  • Anywhere/anytime access with eBanking and HomeLine Phone Banking

Minimum to open account is $1,000. Monthly service fee is waived when minimum daily balance is maintained.

Limit of six withdrawals and/or preauthorized transfers to a third party via electronic means or check per statement cycle. Excess activity fee applies for each transaction above the limit. See Personal Account Fee Schedule for details.