Phishing Scam

A scam is currently circulating involving a phone caller that claims your ATM card has been blocked and asking you to press 1 to restore service. These calls are a scam and neither HomeFed or Bank of the Cascades would contact you in this manner. If you've given out your card information, please contact us at 1-800-888-7283.

Home Federal Bank

Conventional Fixed Rate Mortgage

The most common and popular type of mortgage, this loan features lower fees and more flexibility.

  • Peace of mind: payments are "fixed" for the entire life of the loan
  • Low down payment options
  • First-time home buyer specials available

Conventional Adjustable Rate Mortgage

An Adjustable Rate Mortgage (ARM) can provide greater buying power and lower monthly payments up front.

  • Initial fixed rate periods ranging from one to seven years
  • Interest rate re-pricing occurs just once per year after the initial term

FHA Loan

Perfect for first time home buyers who typically need more assistance to purchase a home.

  • Lower down payment requirement
  • Easier to qualify for than a conventional loan
  • Mortgage insurance is built into the loan

VA Home Loan

Designed to assist our country's veterans and active-duty service members.

  • Available to veterans and active military service members
  • Typically requires no down payment
  • Minimal closing costs