Phishing Scam

A scam is currently circulating involving a phone caller that claims your ATM card has been blocked and asking you to press 1 to restore service. These calls are a scam and neither HomeFed or Bank of the Cascades would contact you in this manner. If you've given out your card information, please contact us at 1-800-888-7283.

Home Federal Bank

Used Motorcycle and Other Small Recreational Vehicle Loans

Financing for your motorcycle, ATV, snowmobile, stock trailer and personal watercraft

Let us help put the fun in your recreation dreams. We offer financing for used small recreational vehicles up to 10 years old at competitive rates and terms.

Amount
$2,500 minimum loan amount
Term
48 months
Max Loan To Value
90%
Loan Fee
$100
Payments
Fixed monthly payments
Prepayment Penalty
None
Disclosures
See disclosures tab for full details.
Term Maximum Loan to Value Loan Amount As Low As Rate APR Monthly Payment
48 months 90% $2,500+ 10.74% 11.529% $257.26

Annual Percentage Rate (APR) and Monthly Payment are based on a $10,000 loan amount including a $100 loan fee and $45 document preparation fee. APR and Monthly Payment are for illustrative purposes only; the actual APR and Monthly Payment will vary depending on the amount borrowed and number of payments. Additional fees may apply. Subject to credit approval.

View Disclosure

Effective date: 4/17/2014

APR effective as of date shown above.

As Low As Rate Explanation
The "As Low As" rate shown reflects a Relationship Pricing Reduction of 0.25%. Relationship pricing may be earned by maintaining an automatic loan payment from a Home Federal Bank checking account for the loan term. All loans are subject to rate increases due to factors such as complexity, risk or other considerations. Relationship Pricing Reduction may never reduce the rate below the loan program rate floor, if applicable.

Is the great outdoors calling to you?

A small recreational vehicle loan at HomeFed is a great way to add some zip to your outdoor experiences.

  • Financing options up to 48 months are available, making your monthly payment more affordable
  • Fixed monthly payment makes budgeting easier
  • Rate is reduced when you bank with HomeFed

Other Benefits and Features

  • Fixed interest rate does not change from month to month
  • Online access to your loan account via eBanking

Subject to credit approval.

Loan to Value (LTV) is based on the lesser of NADA trade-in value or the purchase price.

$2,500 minimum loan amount; $100 minimum monthly payment.

Used motorcycles and other small recreational vehicles are considered to be 2-10 model years old.