Personal Unsecured Term Loan
Your good credit provides a simple way to finance important purchases for family or household needs.
If you need a smaller personal line of credit, we also offer "Check Credit" Line of Credit, which attaches to your checking account and can provide backup overdraft protection.
- $2,500 to $25,000
- 36 months
- Loan Fee
- Fixed monthly payments
- Prepayment Penalty
- See Rates tab for full details.
|Term||Loan Amount||As Low As Rate||APR||Monthly Payment|
Annual Percentage Rate (APR) and Monthly Payment are based on a $10,000 loan amount including a $100 loan fee and $45 document preparation fee. APR and Monthly Payment are for illustrative purposes only; the actual APR and Monthly Payment will vary depending on the amount borrowed and number of payments. Minimum monthly payment is $100. Additional fees may apply. Subject to credit approval.
Effective date: 3/10/2014
APR effective as of date shown above.
As Low As Rate Explanation
The "As Low As" rate shown reflects a Relationship Pricing Reduction of 0.25%. Relationship pricing may be earned by maintaining an automatic loan payment from a Home Federal Bank checking account for the loan term. All loans are subject to rate increases due to factors such as complexity, risk or other considerations. Relationship Pricing Reduction may never reduce the rate below the loan program rate floor, if applicable.
For imporant family or household purchases
A Personal Unsecured Term Loan can be the perfect solution when you need to finance important family or household purchases.
- Money is received in one lump sum
- Fixed monthly payments make for easy budgeting
- Rate is reduced when you bank with HomeFed
Other Benefits and Features
- Convenient way to spread payments over 36 month term