Phishing Scam

A scam is currently circulating involving a phone caller that claims your ATM card has been blocked and asking you to press 1 to restore service. These calls are a scam and neither HomeFed or Bank of the Cascades would contact you in this manner. If you've given out your card information, please contact us at 1-800-888-7283.

Home Federal Bank

Used Recreational Vehicle Loans

Financing for your motor home, travel trailer, boat or trailer is available at HomeFed.

Let us help make your recreation dreams a reality. We offer financing for recreational vehicles up to ten years old.

$2,500 minimum loan amount
48 to 180 months (depending on loan amount)
Max Loan To Value
Loan Fee
Fixed monthly payments
Prepayment Penalty
See disclosures tab for full details.
Term Maximum Loan to Value Loan Amount As Low As Rate APR Monthly Payment
48 months 80% $2,500-$49,999
60 months 80% $10,001-$49,999
120 months 80% $15,000-$49,999
180 months 80% $50,000+ 6.14% 6.187% $425.772

Annual Percentage Rate (APR) and Monthly Payment are for illustrative purposes and based upon the following:

1$10,000 loan amount for term shown
2$50,000 loan amount for term shown
3$10,001 loan amount for term shown
4$15,000 loan amount for term shown

All loans include a $100 loan fee and $45 document preparation fee. Additional fees may apply. The actual APR and payment will vary depending on the amount borrowed and number of payments. Subject to credit approval.

View Disclosure

Effective date: 4/17/2014

APR effective as of date shown above. Loan amount for used RVs not to exceed 80% of the lower of NADA Trade-In Value or purchase price.

As Low As Rate Explanation
The "As Low As" rate shown reflects a Relationship Pricing Reduction of 0.25%. Relationship pricing may be earned by maintaining an automatic loan payment from a Home Federal Bank checking account for the loan term. All loans are subject to rate increases due to factors such as complexity, risk or other considerations. Relationship Pricing Reduction may never reduce the rate below the loan program rate floor, if applicable.

Dreaming of the open road or water?

A recreational vehicle loan at HomeFed is an easy way to make your dream a reality.

  • Financing options up to 180 months are available, making your monthly payment more affordable
  • Fixed monthly payment makes budgeting easier
  • Rate is reduced when you bank with HomeFed

Other Benefits and Features

  • Fixed interest rate does not change from month to month
  • Online access to your loan account via eBanking

Subject to credit approval.

Loan to Value (LTV) is based on the lesser of NADA trade-in value or the purchase price.

$2,500 minimum loan amount; $100 minimum monthly payment.

Used recreational vehicles are considered to be up to 10 model years old.